As Published in Investing.com
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Private Syndication. Club High Yield Investment Access Builds Wealth
A 2023 study by the National Bureau of Economic Research (NBER) analyzed the investment behaviors of middle-class individuals in the United States. The study found that:
Financial Literacy: Only 35% of respondents felt confident in their understanding of investment concepts, highlighting the need for improved financial education.
Risk Aversion: Over 60% of respondents cited fear of losing money as the primary reason for not investing.
Read: Mastering the Psychological Dynamics of Risk Upon Your Investment Decision Tree
Read: Risk tolerances
Wealth Accumulation Begins with Deliberate and Consistent, Actions